Unlike other financial comparison sites, we have hand picked and researched every product on our site, to make sure it is suitable to our customers.

• Hand picked deals to suit our customers credit needs
• Bad credit history OK with almost every product on our site
• Save time - we've done the searching for you
• Stress free - find what you need easily in our simple website
• Help improve your credit rating with selected products

Our customers may find it difficult getting the credit they need for various reasons, including:

• Bad credit history
• No previous credit history
• Arrears on your mortgage
• CCJ's or county court judgements
• Recently moved to the UK
• Being made redundant
• Facing bankruptcy

We have products which can help, whatever the money problems may be.

We have hand picked financial deals to suit people who have had money problems in the past, for whatever reason. Some of our products can even help improve your credit rating or get a good percentage of your debt written off.

High Acceptance Rates!

If you are experiencing a bad credit rating, it can be extremely difficult getting the credit you need when you really need it. As all our providers specialise in financial products for people with a bad credit rating, you will have a much higher chance of being accepted, which will save you hours when looking for a financial product suitable for you, often without a credit check!

New Options!

Options may seem limited when you have a bad credit rating, so we have included products and options which you may not have thought of. For example, when the banks refuse you a loan for whatever reason, you have the option of getting a logbook loan which is secured against your car or a payday loan which is secured against your salary or next pay cheque. Having problems selling your property and desperately need a fast sale? How about our 'property buyback' section where you can get a guaranteed house sale paid to you in 7 days. Too many debts? You've heard about bankruptcy but what about IVA's? IVA's can help deal with your creditors, the people who you owe money to to negotiate clearing your debts completely usually within 5 years!

Easy to Compare & Understand

We have researched all our products and show you the most important information first, so you can compare with confidence when choosing a financial service provider. We also display additional information on products, but only as and when you need it.

Free to Use

Our service is completely free. We don't charge you anything to browse and review all our loan, mortgage and other financial product providers. You do not and should not have to pay for this kind of service.

Responsible Borrowing & Lending

While many of our loan providers do not run a credit check on your application, they still need to know that you can safely repay your loan. While we make it easier to get the money you need when you really need it, we recommend that you are borrowing responsibly. This means that:

• You don't borrow more money that your really need
• You only borrow as much as you can safely pay back
• You don't take out more loans than you can sensibly manage
• You answer all application questions as honestly as possible

Payday Power - Offers Same Day Payday Loans in as little as 1 hour
Logbook UK - Offers same day loans secured against cars, vans and motorbikes
Personal Loans Center - Offers a free personal loan finding service
Sterling Card - Is a Prepaid Mastercard which is available to everyone
Pension Advance - Allows you to take a lump sum advance on your pension

• Registered Company Number : 05038828
• Registered Office : Athene House, 86 The Broadway, Mill Hill, London, NW7 3TD
• Consumer Credit Licence : 618139