Payday Loans, Same Day Cash Advances Online

Borrow up to £1,000 with instant online decisions - get paid today and repay on your next pay day. Use our Quick Apply Form Now!

Payday Loans : Get an advance on your pay, paid directly into your debit card account - fast!

Why not save yourself the time and use our Quick Payday Loan Application, we will check your application and get it digitally sent to the best UK payday lenders automatically, which should give you the cash you need right now in under 1 hour!

Payday Power

Borrow: £50-£1,250
Payday Power : Same day cash advances with no faxing needed

Same day cash advances with no faxing needed

Fast payday loans online. Simply apply online and you will be given an immediate loan offer. Once accepted, money could be in your debit card account on the same day you apply. No credit checks. Must be employed to apply - Full or part time OK. Borrow £100 and repay £125 on your next payday.

www.PaydayPower.co.uk

1940.5 %
Representative APR

Telephone Support : Excellent telephone support Monday to Friday and Saturdays until 4pm.Testimonials : 'Thanks very much - I was very impressed with the ease of application and speed of the transaction.'<br/>Ian.<br/>'I found Payday Loans to be very thorough and efficient...I would recommend your service to friends.'<br/>AudreyOnline Application Process : Get a loan offer decision within 30 seconds when you submit your application.Documents Needed : No documents needed!Speed : Same day if you apply before 3pm or next day after 3pm.Bad Credit : Any credit level accepted.Credit Check : A credit check is not required.

Visit Payday Power

Cash Train Express

Borrow: £80-£1,000
Cash Train Express : Express cash loans up to £1,000 paid in 1 hour

Express cash loans up to £1,000 paid in 1 hour

Express payday loans online. Apply online and get up to £1,000 paid directly into your bank account. 100% Online application and get an instant loan decision. £25 is charged for every £100 you borrow. Repay the loan on your next payday.

www.CashTrainExpress.co.uk

1940.5 %
Representative APR

Telephone Support : Excellent telephone support Monday to Friday and Saturdays until 4pm.Testimonials : 'It's brilliant having the entire application process online - thank you for your swift service.'<br/>Jimmy.<br/>'I really needed quick cash and thanks to cash train express I got exactly that...I would definitely recommend your service to anyone looking for emergency cash.'<br/>BarryOnline Application Process : Get a loan offer decision within 30 seconds when you submit your application.Documents Needed : No documents needed!Speed : Same day if you apply before 3pm or next day after 3pm.Bad Credit : Any credit level accepted.Credit Check : A credit check is not required.

Visit Cash Train Express

Cash Genie

Borrow: £75-£750
Cash Genie : Instant Short Term Loans

Instant Short Term Loans

We can deposit your short term loan directly into your bank account, usually the same day. Taking a short term loan has never been easier, so why wait...Our charge for credit is 30 pence for every 100 pence borrowed. If you borrow £100.00, you would simply repay £130.00. Generally there is no need to fax, email, or post documents in. Making the whole process as simple as we can is what we aim for and we are aware that an INSTANT DECISION IS WHAT YOU NEED.

www.CashGenieLoans.co.uk

2339 %
Representative APR

Telephone Support : Excellent telephone support during working hours.Testimonials : 'Thanks so much for your rapid service - its really helpful to have someone on the ball in these situations That was amazing service, I'll be sure to contact cash genie first in the future and will also tell my friends!!'<br/>S.D (Belfast)<br/>'Cracking company saved me a loads of money in bank charges and missing a few bills had a few quid left over for a cheeky night out to naturally! Definitely recommend this one will be my first choice next time, no need to mess around faxing or posting documents.'<br/>- A Y, ManchesterOnline Application Process : Complete the online form. A decision can normally be made in principle within 30 seconds. Once approved, we will require your bank account and debit card details in order to make payments to you. You will need to sign the loan agreement. A few further security checks will be completed. We will contact you to arrange transferring the money to you. Documents Needed : Normally no documents are required. We are usually able to verify all information we need without the need for you to send in any documentation.Speed : Funds can usually be made available the same day or, if you are not in such a rush, the funds can be electronically transfer by normal bank transfer. There may be a fee for same day or urgent payments. If you require funds to be available urgently, please make this clear for any charges to be explained.Bad Credit : Any credit level accepted.Credit Check : Funds can usually be made available the same day or, if you are not in such a rush, the funds can be electronically transfer by normal bank transfer. There may be a fee for same day or urgent payments. If you require funds to be available urgently, please make this clear for any charges to be explained.

Visit Cash Genie

Payday Express

Borrow: £80-£800
Payday Express : Make Today your Pay Day! Borrow Cash the Express Way!

Make Today your Pay Day! Borrow Cash the Express Way!

At Payday Express we offer a quick and easy service to enable you to apply online in minutes, receive an instant loan approval decision, and get cash in your bank today. Borrow £80-£800, repayable on your next payday. We charge £20 for every £80 borrowed. You must be in full time employment, with your wages paid directly into a bank account that you have a debit card for.
Typical 1286.1 % APR (31 days)

www.PaydayExpress.co.uk

1286.1 %
Representative APR

Telephone Support : During normal working hours.Testimonials : No Information.Online Application Process : Fill in our online form and get an instant approval decision, sign a credit agreement electronically and get funds on the same day you apply.Documents Needed : No documents needed! In a few cases we may require documentation to support the application, but in most cases the application will be completed online. If documents are requested they can be emailed or faxed.Speed : Same day CHAPS transfer for the fastest loan possible.Bad Credit : Any credit level accepted.Credit Check : No Information.

Visit Payday Express

More Payday Cash Lenders

Quick Guide to Pay Day Borrowing in the UK

What are they? What are they used for?

They are short term loans, up to £750, paid into your account on the same day of application - perfect in an emergency. You then repay on your pay day.

They are a quick solution to short term financial problems, which are unlikely to continue month after month.

Definition of Payday Loans

Why get a pay day loan?

They are a great help in a financial emergency and are the easiest and quickest type of loan available, usually without a credit check.


Useful for:

  • Paying unexpected bills, or when they all come at once
  • Help with a special occasion such as a wedding or romantic weekend away
  • Maintaining your car or paying for MOT repairs
  • Birthdays or Christmas expenses
  • Dental work costs
  • Cheaper than paying for banks unauthorised borrowing fees
  • Anything - it's up to you!
Top

Can I get one?

One huge advantage is that you can usually borrow money, even with a low credit score, and some providers may not even credit score your application or look into your credit history. Your ability to repay is the most important factor, which is why you must be employed.

You must be:

  • Over 18 years of age
  • Employed
  • Take home over £750 a month after tax
  • Have a bank account with a valid debit card
Top

Costs and charges

See individual providers for accurate details on all costs.

The charges are usually repaid on the next payday after you take out your loan. If your payday is very close to the date you take out the loan, it may be automatically deferred to your next payday at no additional costs.

Top

How do I get one?

Advances on your pay cheque are perhaps the quickest and simplest loans available.

Simply select one of our providers above, and fill in a simple application and you will be given an online decision in minutes. Some providers can even deposit money into your bank account on the same day you apply.

Top

FAQ's - Frequently Asked Questions

How long does the application take?

Your application should only take 5 minutes. You will be given an online decision in seconds. Pay day loans are the simplest and quickest type of finance available.

Do you credit score my application?

Currently, none of our providers credit score your application, which means you can get an online decision and money deposited into your bank account faster!

I have a bad credit history, can I still apply?

Yes, apply! Your current financial situation, that is your ability to repay is more important than any previous credit problems.

Do I need a debit card?

Yes, this is so your loan can be paid into your debit card account and your repayment may also be taken.

When will I receive my money?

Your money will be deposited into your bank account sometimes on the same day if you apply early, usually before 3pm. Please check individual providers for accurate details.

How do I repay my loan?

Usually, your loan repayment can be automatically taken from your debit card on your payday - there is nothing for you to do.

What if I have problems repaying?

Don't worry too much, contact your loan provider and they will be able to set up a deferred payment plan for you. The sooner you contact your loan provider the better.

We'll buy your old mobile phones for cash!
Credit Management