Personal Loans

Borrow from £50 to £25,000 with no security needed and bad credit accepted.

Personal Loans : Get an unsecured loan with bad credit accepted

Individual Finance

Borrow: £500-£20,000
Individual Finance : We will find the right loan for you!

We will find the right loan for you!

Individual Finance specialise in finding unsecured loans for both tenants and homeowners, even if you've been refused elsewhere due to credit problems - we can still help!

  • Bad credit accepted
  • CCJs
  • Arrears
  • Defaults
  • On Benefits
  • Self-Employed
  • Debt Problems
  • Refused Elsewhere

www.individualfinance.co.uk

Typical 23.1 % APR

Telephone Support : Telephone support is available, 8am - 9pm Monday - Friday; 9am - 6pm Sat; 10 - 4pm SundayTestimonials : Coming Soon!Online Application Process : In most cases we offer an instant online decision about if we can help you find a loan, however there may be occasions when we require further information before we can complete an application. The applicant will receive a confirmation email with contact details so they can contact us to complete their application, alternatively we will contact the applicant within 24 hours of receiving the application.Documents Needed : No documents are required to apply to Individual Finance, but most of our lenders will ask for photo ID and copies of bank statements. This will be explained when the specific lender has been selected.Speed : We aim to find a loan via a lender within 2-3 working days, but some of our lenders can pay out within 24 hours.Bad Credit : Individual Finance specialise in helping people with bad credit and CCJs, and can help them to get credit even if they've been refused elsewhere. Applicants must be over 18 years, and UK residents with some form of regular income.Credit Check : Individual Finance do not run a credit check on applicants, but it is likely that the chosen lender will perform one.

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Personal Loans Center

Borrow: £500 - £15,000
Personal Loans Center : We'll Find you a Loan for FREE!

We'll Find you a Loan for FREE!

Free service comparing hundreds of loans, so you don't have to! If you are having trouble searching through all the loans available online or in the high street, we can do the hard work for you. Saving you time and stress. Our advisors will compare hundreds of loan deals on your behalf from our huge database of UK loans and even try to get you a better deal than going direct. All our loans are personal loans with no security needed. Loans paid within 48 hours.

www.PersonalLoansCenter.co.uk

Typical % APR

Telephone Support : Friendly UK Telephone support is available between office hoursTestimonials : 'Throughout the entire process, you have been exceptionally helpful, friendly and efficient and I would not hesitate recommending your services.'<br/>Mr H<br/>'We can only compliment you and all the members of staff we have come into contact with. The service is efficient and we have found you and all the others there very pleasant to deal with. Thank you again for all your help.'<br/>Mr M & Miss L, OxonOnline Application Process : Apply online and get a call back in minutes. Your loan could be approved in principle in minutes.Documents Needed : No InformationSpeed : Get your loan paid in 48 hoursBad Credit : Bad credit is accepted, Must be a UK Resident, living at no more than 3 addresses in the last 3 years and must be employed. Tenants are acceptedCredit Check : No credit checks will be carried out without your approval.

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Provident Cash Loans

Borrow: £50-£500
Provident Cash Loans : Get a loan decision in minutes!

Get a loan decision in minutes!

Cash loans delivered to your door within a couple of days! Poor credit ratings and CCJs considered with a loan decision based on your individual cicumstances. We offer affordable, fixed personal loans with repayments collected regularly from your home, which means you're always in control with no hidden charges or interest. The amount you owe will never go up!

www.ProvidentPersonalCredit.com

Typical 182.3 % APR

Telephone Support : Available from 8am to 8pm Monday to Friday and from 8.30am to 5pm on Saturday.Testimonials : Coming Soon!Online Application Process : Your loan can be approved in principle within minutesDocuments Needed : You will need proof of ID, proof of your address, plus proof of income. You may also be asked for your national insurance number.Speed : Your cash loan can be delivered to your door within days of application.Bad Credit : Don't worry if you have a poor credit history or have been turned down for credit before. At Provident Personal Credit we always consider your individual circumstances even if you have a poor credit history - even if other companies may have turned you down in the past. We are often able to offer loans to people with a poor credit history, even a CCJ. Loans are given to people who can show they are now in a position to make repayments. However, we will only lend an amount we believe you will be able to repay. You must be a UK resident to apply.Credit Check : No Information

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eurocredit

Borrow: £250 - £25,000
eurocredit : Personal Loan Specialists

Personal Loan Specialists

Offers a free service to help find the best loan for people with poor credit. Helping people with CCJ's, defaults and mortgage arrears get the right loan. euro credit can also assist in finding mortgages, bank accounts, credit cards or give assistance consolidating your debts.

www.financesolutionsuk.com

Typical 18.46 % APR

Telephone Support : No InformationTestimonials : Coming Soon!Online Application Process : Once you have applied online we will get back to you with within 24 hoursDocuments Needed : No InformationSpeed : No InformationBad Credit : We will help you manage your credit problems. You must be a UK resident to apply.Credit Check : A credit check is not required

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Yes Loans

Borrow: £250 - £25,000
Yes Loans : The UK's leading unsecured loan provider!

The UK's leading unsecured loan provider!

No security needed and bad credit accepted. Yes loans specializes in helping people with money problems who have been refused credit in the past. Manageable repayments over a 2 to 4 year period. Yes Loans like to say 'YES' whatever your credit history!

www.YesLoansUK.com

Typical 48 % APR

Telephone Support : Available between office hours.Testimonials : Coming Soon!Online Application Process : Apply online and you will be contacted shortly.Documents Needed : No InformationSpeed : Your cash loan can be delivered to your door within days of application.Bad Credit : Yes Loans specialises in helping those previously refused by other companies and high street lenders. Yes arranges loans for tenants, homeowners, and anybody with bad credit or credit difficulties such as CCJs, defaults or mortgage arrears. You must be a UK resident to apply.Credit Check : No Information

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Loans4Tenants

Borrow: £500 - £15,000
Loans4Tenants : Get your cheque in 48 hours!

Get your cheque in 48 hours!

With a quick call back, we can compare the best loans for you in minutes. As the UK's largest loan broker, we can save you time on checking hundreds of quotes all at once. All our loans are unsecured/ tenant loans with no security needed. Get your loan cheque within 48 hours.

www.Loans4Tenants.com

Typical % APR

Telephone Support : Friendly UK Telephone support is available between office hoursTestimonials : 'Throughout the entire process, you have been exceptionally helpful, friendly and efficient and I would not hesitate recommending your services.'<br/>Mr H<br/>'We can only compliment you and all the members of staff we have come into contact with. The service is efficient and we have found you and all the others there very pleasant to deal with. Thank you again for all your help.'<br/>Mr M & Miss L, OxonOnline Application Process : Apply online and get a call back in minutes. Your loan could be approved in principle in minutes.Documents Needed : No InformationSpeed : Get your cheque in 48 hoursBad Credit : Bad credit is accepted, Must be a UK Resident, living at no more than 3 addresses in the last 3 years and must be employed. Tenants are acceptedCredit Check : No credit checks will be carried out without your approval.

Visit Loans4Tenants

Quick Guide to Unsecured Loans in the UK

What are Unsecured Loans?

Unsecured or personal loans do not require you to provide any security against your loan, such as your car or your house. As you are not providing any security they generally take a little longer to be approved than other loans, such as logbook loans, however their APRs are much lower and allow you to repay over a longer period of time.

You can borrow between £50 and £25,000.

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Advantages of Unsecured Loans?

Unsecured loans are perfect if you can wait a few days for your loan to be approved:

  • Borrow from £750 up to £8,500
  • No security needed
  • Bad credit, mortgage arrears or CCJ's may apply
  • Lower APR than payday loans or logbook loans
  • 64.4% APR Typical
  • Repay over a longer period, such as 2 to 4 years
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How Do I Qualify for an Unsecured Loan?

  • Your must be a UK resident
  • You must be over 18 years old
  • You need to be employed over 16 hours per week
  • You must have a bank account which accepts Direct Debit
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Unsecured Loan Costs and Charges

See individual providers for accurate details on all costs.

Unsecured loans APR is lower than payday loans and logbook loans and can be repaid over a longer period of time. You can borrow between £50 and £25,000.

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How to Apply for an Unsecured Loan

Simply select one of our providers above, and fill in their application form.
A friendly staff member will get back to you to go over any questions.

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FAQ's - Frequently Asked Questions

How long does the application take?

Your application should only take 5 minutes. Simply enter your personal information and the amount you would like to borrow and click 'submit'.

I have a bad credit history, can I still apply?

Yes, our providers aim to help everyone, even if you have a bad credit history, are in arrears on your mortgage or have a CCJ.

Do I need to provide any documents?

Not at this stage. Simply fill in the application. If documents are required, a friendly staff members will advise you.

When will I get my money?

It usually takes about 5 days to process an application and send out a cheque to your registered address.

How do I repay my loan?

Repayments can be made by direct debit. See providers for more details.

What if I have problems repaying?

Don't worry too much, contact your loan provider and they will be able to help.

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