Personal Loans

Borrow from £250 to £25,000 with no security needed and bad credit accepted.

Personal Loans

Individual Finance

Borrow: £500-£20,000
Individual Finance : We will find the right loan for you!

We will find the right loan for you!

Individual Finance specialise in finding unsecured loans for both tenants and homeowners, even if you've been refused elsewhere due to credit problems - we can still help!

  • Bad credit accepted
  • CCJs
  • Arrears
  • Defaults
  • On Benefits
  • Self-Employed
  • Debt Problems
  • Refused Elsewhere

www.individualfinance.co.uk

Typical 23.1 % APR

Telephone Support : Telephone support is available, 8am - 9pm Monday - Friday; 9am - 6pm Sat; 10 - 4pm SundayTestimonials : Coming Soon!Online Application Process : In most cases we offer an instant online decision about if we can help you find a loan, however there may be occasions when we require further information before we can complete an application. The applicant will receive a confirmation email with contact details so they can contact us to complete their application, alternatively we will contact the applicant within 24 hours of receiving the application.Documents Needed : No documents are required to apply to Individual Finance, but most of our lenders will ask for photo ID and copies of bank statements. This will be explained when the specific lender has been selected.Speed : We aim to find a loan via a lender within 2-3 working days, but some of our lenders can pay out within 24 hours.Bad Credit : Individual Finance specialise in helping people with bad credit and CCJs, and can help them to get credit even if they've been refused elsewhere. Applicants must be over 18 years, and UK residents with some form of regular income.Credit Check : Individual Finance do not run a credit check on applicants, but it is likely that the chosen lender will perform one.

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Provident Cash Loans

Get £50 - £500 in days!
Provident Cash Loans : Have a fast loan decision in minutes.

Have a fast loan decision in minutes.

Borrow anything from £50 - £500 thanks to Provident. Don't worry if you suffer from a poor credit rating. Loans could be delivered to your front door in a matter of days. Easy online process. Provident offer affordable, fixed personal loans with no extra hidden charges or interest.

www.ProvidentPersonalCredit.com

Typical 272.2 % APR

Telephone Support : Customer services can be contacted from 8am to 8pm Monday to Friday and from 8.30am to 5pm on Saturday.Testimonials : No Information.Online Application Process : Loans granted in minutes.Documents Needed : ID, proof of your address and proof of income is required. You may also be asked for your national insurance details.Speed : Cash loans hand delivered to your door within days.Bad Credit : If you have a bad credit record don't worry. At Provident Personal Credit we always consider your personal situation even if you have been turned down by several companies previously. We are often able to provide quick loans to people who suffer from a poor credit history. However we only lend to consumers who we feel will be able to keep up repayments accordingly. Only UK citizens can apply.Credit Check : No Information.

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Yes Loans

Borrow: £250 - £25,000
Yes Loans : The UK's leading unsecured loan provider!

The UK's leading unsecured loan provider!

No security needed and bad credit accepted. Yes loans specializes in helping people with money problems who have been refused credit in the past. Manageable repayments over a 2 to 4 year period. Yes Loans like to say 'YES' whatever your credit history!

www.YesLoansUK.com

Typical 48 % APR

Telephone Support : Available between office hours.Testimonials : No Information.Online Application Process : Apply online and you will be contacted shortly.Documents Needed : No Information.Speed : Your cash loan can be delivered to your door within days of application.Bad Credit : Yes Loans specialises in helping those previously refused by other companies and high street lenders. Yes arranges loans for tenants, homeowners, and anybody with bad credit or credit difficulties such as CCJs, defaults or mortgage arrears. You must be a UK resident to apply.Credit Check : No Information.

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Quick Guide to Unsecured Loans in the UK

What are Unsecured Loans?

Unsecured or personal loans do not require you to provide any security against your loan, such as your car or your house. As you are not providing any security they generally take a little longer to be approved than other loans, such as logbook loans, however their APRs are much lower and allow you to repay over a longer period of time.

You can borrow between £750 and £8,500.

Unsecured Loan Providers

Advantages of Unsecured Loans?

Unsecured loans are perfect if you can wait a few days for your loan to be approved:

  • Borrow from £750 up to £8,500
  • No security needed
  • Bad credit, mortgage arrears or CCJ's may apply
  • Lower APR than payday loans or logbook loans
  • 64.4% APR Typical
  • Repay over a longer period, such as 2 to 4 years
Unsecured Loan Providers

How Do I Qualify for an Unsecured Loan?

  • Your must be a UK resident
  • You must be over 18 years old
  • You need to be employed over 16 hours per week
  • You must have a bank account which accepts Direct Debit
Unsecured Loan Providers

Unsecured Loan Costs and Charges

See individual providers for accurate details on all costs.

Unsecured loans APR is lower than payday loans and logbook loans and can be repaid over a longer period of time. You can borrow between £750 and £8,500.

Unsecured Loan Providers

How to Apply for an Unsecured Loan

Simply select one of our providers above, and fill in their application form.
A friendly staff member will get back to you to go over any questions.

Unsecured Loan Providers

FAQ's - Frequently Asked Questions

How long does the application take?

Your application should only take 5 minutes. Simply enter your personal information and the amount you would like to borrow and click 'submit'.

I have a bad credit history, can I still apply?

Yes, our providers aim to help everyone, even if you have a bad credit history, are in arrears on your mortgage or have a CCJ.

Do I need to provide any documents?

Not at this stage. Simply fill in the application. If documents are required, a friendly staff members will advise you.

When will I get my money?

It usually takes about 5 days to process an application and send out a cheque to your registered address.

How do I repay my loan?

Repayments can be made by direct debit. See providers for more details.

What if I have problems repaying?

Don't worry too much, contact your loan provider and they will be able to help.

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