Bad Credit Credit Cards

Use at ATM's, shop online or in stores in the UK or abroad as and when you need to. Credit cards are the smarter way to borrow money when you need it.

Credit Card Providers

aquacard

Get Credit up to £2,200
aquacard : Credit limit up to £2,200 with no annual fee!

Credit limit up to £2,200 with no annual fee!

aquacard has been especially designed to help people who have had money problems in the past, so you'll have a better chance your application will be accepted. With no annual fee, up to 51 days interest free credit and manageable monthly repayments, aquacard gives you more. Use aquacard wherever you see the mastercard® logo, online or in over 24 million places Worldwide.

www.aquacard.co.uk

Typical 35.9 % APR

Telephone Support : Support lines are open 24 hours a day, 7 days a week. Calls from BT landlines to 0845 numbers will cost a maximum of 5p per minute and to 0870 numbers will cost a maximum of 8p per minute.Testimonials : 'aqua is my first credit card - I am trying to build my credit rating. '<br/>Mrs C Whittingham, Lancashire<br/>'Very professional - from day one you were very good, I am more than happy with aqua. If there are any problems you always talk it through.'<br/>Mrs D Hartley, LondonderryOnline Application Process : Apply online and if you are approved, we will send you our credit card aggreement for you to sign in the post.Documents Needed : Your credit card agreement will need to be sent to you in the post for you to sign and return to aquacard before your card can be issued.Speed : Allow for 14 days for your credit card to arrive, after you have signed and returned your credit card agreement to aquacard.Bad Credit : aquacard accepts applications from people with a poor credit history, CCJ's and other credit problems.Credit Check : No information available

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Vanquis Card

All credit types considered
Vanquis Card : *Typical 39.9% APR variable based on a typical credit limit of £250

*Typical 39.9% APR variable based on a typical credit limit of £250

No annual fee. A credit limit assigned at a fixed amount to help you stay in control. Free additional cardholder. Free fraud monitoring - we'll warn you of any suspicious activity on your account. Chip & PIN technology for added security whenever you use your card. Visa is widely accepted in the UK and abroad. Convenient for paying online and over the phone. Friendly UK call centres.

www.vanquis.co.uk

Typical 39.9* % APR

Telephone Support : Support lines are open between 8am and 8pm Monday to Friday and 9am to 5.30pm on Saturday. Please note that calls are charged at national rate.Testimonials : 'I had bad credit, not through my own fault and you gave me a chance. You gave me a good credit limit that I can manage. And on the phone you are very polite. I introduced my husband to Vanquis he's very pleased too.'<br/>Mrs N, London<br/>'I missed a payment and your agent was very helpful, very friendly and very efficient. They made me happier than I was before the call. Thank you.'<br/>Mr S, WarringtonOnline Application Process : Complete the online application, which takes just 5 minutes and Vanquis will get back to you shortly. Allow 10 to 14 days for your application to be processed and to receive your card.Documents Needed : No information available.Speed : Allow for 14 days from the moment you apply until you receive your card.Bad Credit : Vanquis accepts applications from people with a poor credit history, those previously refused credit and other credit problems.Credit Check : No information available

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Quick Guide to Credit Cards

What are Credit Cards?

When you make a payment by credit card, you are actually borrowing money or credit at an agreed rate. Usually this includes a number of days interest free, which means if you can repay in full within a certain number of days, you will not be charged. Credit cards offer a more affordable method of borrowing and repayment if you are suffering from bad credit and can be used online and in millions of places Worldwide, usually with security and purchase protection.

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Why use a Credit Card?

Credit cards are a flexible way to borrow money. Check individual providers:

  • Purchase online
  • Use in million places worldwide
  • Withdraw money from ATM cash machines when you need it
  • Chip and Pin Security
  • Flexible borrowing up to an agreed limit
  • Affordable monthly repayments
  • Purchase protection
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How do I Qualify for a Credit Card?

You must be:

  • Over 18 years of age
  • UK resident
  • ID required
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Credit Cards Costs and Charges

See individual providers for accurate details on all costs.

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How to Apply for a Credit Card

The application is very simple and takes about five minutes. Simply select one of the providers above, complete a simple application. You will be sent further paperwork to complete before your application can be approved and your card sent out to you.

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FAQ's - Frequently Asked Questions

How long does the application take?

Your application should only take 5 minutes. Simply enter your personal information and click 'submit'.

Do you credit score my application?

Our providers have been specially selected to help people with may have had credit or debt problems in the past, so please apply.

I have a bad credit history, can I still apply?

Our providers have been specially selected to help people with may have had credit or debt problems in the past, so please apply.

When will I recieve my card?

Once your application has been accespted, please allow up to 14 days for your card to arrive. Please check with individual providers for more information.

What if I lose my card?

Contact your card provider immediately and they will be able to cancel your 'lost' card and issue you with a replacement.

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