Prepaid Debit Cards

Use at ATM's, shop online or in stores in the UK or abroad.
No bank account necessary and even get your wages paid onto your card. All with Chip and PIN security.

Prepaid Debit Card Providers : Use anywhere and no bank account necessary - all with 100% acceptance!

Sterling Card - Flexiplus

Set up Fee: £8.95
Sterling Card - Flexiplus : 100% Acceptance Guaranteed!

100% Acceptance Guaranteed!

Use wherever you see the Mastercard™ Logo, shop online, get ATM withdrawls or use instores worldwide. Pay in your wages and get additional cards printed for family or friends to use or to send money back home or abroad. Free top-ups at any Post Office® Branch, in store or online. No worries with Chip and PIN security and purchase protection included. No credit checks and no bank account needed to apply with 100% acceptance guaranteed!

www.SterlingCard.co.uk

Free Monthly Fee

Telephone Support : Available from 10am - 6pm Monday to Friday and Saturday from 10am - 4pm. Calls cost 10p per minute from BT landlines. 24/7 helpline for lost and stolen cards.Testimonials : Coming Soon!Documents Needed : If you pay online and we can confirm your identification details, such as your name and address your card can be sent to you within 7 to 10 days.Speed : If you pay online and we can confirm your identification details, such as your name and address your card can be sent to you within 7 to 10 days.Bad Credit : You must be over 18 years old for a primary cardholder or over 13 years old for a secondary card. You must also be a UK resident to apply.Credit Check : No Credit Check Needed

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Splash Plastic

Set up Fee: £5.00
Splash Plastic : Get your wages paid directly into your card account!

Get your wages paid directly into your card account!

Shop anywhere in the world where Maestro® is accepted. Top Up at any Post Office® branch or PayPoint outlet, over 34,000 locations across the UK, or get your wages paid directly into your card account by your employer for free. You can even transfer money from a bank account to your prepaid card for free. Get cash withdrawls whenever you need from ATM’s. No credit check or bank account required with 100% approval of all applicants above the age of 10(Below 14 need parental consent).

www.SplashPlastic.com

Free Monthly Fee

Telephone Support : Customer services is available 24/7. Calls are charged at 50p per minute. A lost/stolen service is also available 24 hours a day.Testimonials : Coming Soon!Online Application Process : No InformationDocuments Needed : To apply online, we will need your name, address, phone number, email address, and a method of payment.Speed : Your card will be delivered within 10 working days of your application being confirmed.Bad Credit : Bad credit accepted. 100% approval of all applicants above the age of 10 (Below 14 need parental consent). You must be a UK resident to apply.Credit Check : No credit check is necessary.

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Optimum Card

Set up Fee: £9.95
Optimum Card : Free Purchase Transactions

Free Purchase Transactions

TUse your optimum prepaid card to the full with free purchase transactions and a maximum daily cash withdrawl of up to £600. Load your card with your wages, bank transfers or Post Office® top ups for free. Shop online, in stores or wherever you see the MasterCard™ logo. Manage your account online (optional).

www.myOptimumCard.co.uk

£4.95 Monthly Fee

Telephone Support : Available for enquiries and account management from 9am - 5.30pm Monday to Friday and an emergency number is available 24 hours a day, 7 days a week in case you lose your card.Testimonials : Coming Soon!Online Application Process : No InformationDocuments Needed : Order your card online. To issue your card, we will need your passport or UK driving licence number and a delivery address.Speed : You should get your card within 10 days of receiving your order.Bad Credit : You do NOT need a bank account and we do NOT run a credit check with your application. You must be a UK resident to apply.Credit Check : No Information

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Bread Card

Set up Fee: £10.00
Bread Card : No bank account? No problem!

No bank account? No problem!

The BREAD Card is available to anyone with a valid international digital passport or driving licence and a UK delivery address - pay by card or SMS text message. You can use your BREAD Card to share money with people who live abroad. Approval is 100% guaranteed when you provide us with your passport number and current address.

www.BREADCard.com

Free Monthly Fee

Telephone Support : Available for enquiries and account management from 9am - 5.30pm Monday to Friday and an emergency number is available 24 hours a day, 7 days a week in case you lose your card.Testimonials : Coming Soon!Online Application Process : No InformationDocuments Needed : Order your card online. To issue your card, we will need your passport or UK driving licence number and a delivery address.Speed : You should get your card within 10 days of receiving your order.Bad Credit : You do NOT need a bank account and we do NOT run a credit check with your application. You must be a UK resident to apply.Credit Check : No Information

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Extreme Card

Set up Fee: £8.50
Extreme Card : Available to anyone over thirteen years old

Available to anyone over thirteen years old

Available to anyone over thirteen years old, teenagers and students can now spend money in the same way adult credit and debit card holders can - online, whilst travelling abroad, withdrawing at cash machines, in restaurants, bars, shops and anywhere MAESTRO cards are excepted. The cards are available in 4 attractive designs

www.extremecred.com

Free Monthly Fee

Telephone Support : Customer services is available Monday to Friday, from 9:00am - 5:30pm.Testimonials : Coming Soon!Online Application Process : No InformationDocuments Needed : To apply online, you will need a regular debit or credit card to buy oneSpeed : No information.Bad Credit : Bad credit accepted. 100% approval of all applicants above the age of 13. You must be a UK resident to apply.Credit Check : No credit check is necessary.

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Quick Guide to Prepaid Cards

What are Prepaid Cards?

They are similar to credit or debit cards. You can withdraw money from ATM cash machines, pay for goods in stores or restaurants and use online or abroad. The main difference is that you must have money available on your prepaid cards to use them, so that all your purchase are 'prepaid'. In this way they are similar to pay-as-you-go mobile phones which also need to be topped up with cash before you can use them.

Prepaid Card Providers

Why use a Prepaid Card?

Prepaid cards have many advantages, including:

  • No credit checks needed to apply
  • Get your salary or wages paid into your prepaid card
  • Shop online, in store at millions of locations worldwide
  • Withdraw cash from ATM's
  • No bank charges
  • Safer than carrying cash
  • Pay-as-you-go controlled spending
  • Chip and PIN security
Prepaid Card Providers

How do I Qualify for a Prepaid Card?

You must be:

  • Over 18 years of age
  • UK resident
  • ID required
Prepaid Card Providers

Prepaid Cards Costs and Charges

See individual providers for accurate details on all costs.

Generally there is a one off set up fee and a monthly fee, or in some cases a transaction fee. See terms & conditions for full details.

Prepaid Card Providers

How to Apply for a Prepaid Card

The application is very simple and takes about five minutes. Simply select one of the providers above, complete a simple application and you will be given an immediate online decision.

Prepaid Card Providers

FAQ's - Frequently Asked Questions

How long does the application take?

Your application should only take 5 minutes. Simply enter your personal information and click 'submit'. You will be given an online decision in seconds.

Do you credit score my application?

Your credit rating is not important, which means you can get an immediate online decision.

I have a bad credit history, can I still apply?

Yes, apply - prepaid cards are an ideal for you to manage your spending!

When will I receive my card?

You will usually receive your card within 10 days.

What if I lose my card?

Contact your card provider and they will be able to cancel your 'lost' card and issue you with a replacement.

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